JA Financial Literacy^™

High School

Implementation:
Classroom Based

Pillars of Student Success

Entrepreneurship Moderate Entrepreneurship

Work Readiness Moderate Work Readiness

JA Financial Literacy, part of the JA High School Experience courses, is a one-semester teacher-led course that equips high school students with foundational personal finance skills. These concepts include how to earn and save money; how to manage money by being a wise consumer and creating and using a budget; how to manage bank accounts, investments, and credit; how to assess risks and use insurance; and how to address financial problems like identity theft and debt. Volunteers engage with students through a variety of activities that includes subject matter guest speaking and coaching or advising for case study and project course work.

Students will:

Learn the necessary concepts applicable to state and national educational standards.

Apply these standards-based concepts to the real world.

Synthesize elective concepts through cumulative, tangible deliverables (projects).

Analyze a business situation or principle through the use of a case study.

Demonstrate the skills necessary for future career pathway success.

Program Concepts

Account statements, Bankruptcy, Bonds, Budget, Career fields and requirements, Cash flow, Claims, College cost and requirements, College debt, Consumer responsibilities, Coverage, Credit, Credit counselors, Credit history, Credit laws, Credit report, Credit score, Debit cards, Debt management, Deductible, Employee benefits, Estate planning, Expenses, Financial accounts, Financial goals, Financial history, Financial institutions, Financial planning, Five Cs of credit, Gross Pay, Identity theft, Income, Inflation, Insurance, Insurance premiums, Installment loans, Interest, Investment, IRAs and 401(k)s, Liquidity, Loans, Longevity, Mutual funds, Medicare, Money, Needs and wants, Net pay, Net worth, Opportunity cost, Payment, Personal finance goals, Rate of return, Revolving credit, Retirement Taxes, Return on Investment, Saving, Stock, The rule of 72, Transaction registers

Skills Students Learn

Analyze sources of information
Assess personal strengths and skills
Build a financial plan
Calculate net worth
Calculate payroll based on deductions
Calculate simple and compound interest
Choose a career
Complete research
Contrast and compare options

Create a budget
Evaluate cash flow
Evaluate choices
Evaluate risk
Identify sources of income
Interpret data
Interpret a paycheck
Make decisions
Maintain account balances

Mitigate risk
Plan for the future
Plan for taxes
Protect credit
Review consequences
Self-analyze finances
Set goals
Understand stock quotes

JA High School Experience Overview

Program Resources

Download: JA Financial Literacy Course Overview and Outline

Alignment with State and National Standards

Scope and Sequence

Junior Achievement learning experiences cover financial literacy, career and work readiness, and entrepreneurship. Our extensive scope and sequence helps explain how our programs cover these subjects at various grade levels.

Request a Presenter to Teach Curriculum

A Junior Achievement Volunteer teaches students

Junior Achievement lessons are delivered by volunteers from the community. These presenters are prepared by JA to facilitate engaging learning activities that focus on financial literacy, work and career readiness, and entrepreneurship. This results in an enriched learning experience that helps students make the connection between what they learn in school and the world outside the classroom.

Steps to Request a Presenter

1) Request Info

Once you’ve decided to have a JA volunteer in your classroom, fill out the form on this website. You will receive information on next steps.

2) Pick Schedule

You will be able to coordinate a schedule that works for your class either online or in conjunction with a JA representative.

3) Meet Presenter

Once a volunteer is identified for your class, JA will connect you with the presenter to discuss roles, expectations, and logistics.

4) Empower Students with Standards-Based Education

After all details are in place, the JA volunteer will deliver lessons to your students either virtually or in-person.

Request Information about this Learning Experience

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